Cricket is synonymous to fun for us Indians. Guys go crazy for every match, every boundary, wicket, crowd, jaw dropping moments etc. Yes, it’s worth every penny. People have sworn that they have missed important moments in their life since they had to watch a cricket match.

Image credit – photoblog.nbcnews.com

I enjoy watching cricket matches. Although since the 20-20 era began, yes my amazement has been limited. Now, watching a 50 over match seems really long and sometimes impossible to watch. But for some, even that is less. They watch it with the utmost dedication as for them every ball has an impact on the game and it’s result.

An incident occurred like this during the 2011 world cup when India was facing Pakistan at the Wankhede stadium, Mumbai. Yes, the crowd was roaring like never before. Why wouldn’t they? Hell, it’s “India vs Pakistan!”

One of my friends had their exam center in Churchgate which was close to the stadium. The exam was important as it was the university’s final exam. But then even the match was important. My friend could not concentrate on the paper one bit. The crowd was going crazy and he could hear them right till the class where he was writing the paper.

Every 10 minutes, he would ask the examiner for score updates, but he did not tell anyone a damn thing. He then submitted his paper within 2 hours and literally ran away to the stadium so that he could find out what’s the score and feel the atmosphere of the stadium. That’s the level of madness.

UC Browser cover

I’m sure this is hardly anything. There are people who might have missed birthdays, important moments just for the match. I’m glad for apps like the UC Browser which has made the life of us cricket fanatics a tad bit easy.

So now, I don’t need to miss my cricket match due to a meeting. Nor do I have to skip a birthday party. All I have to do is switch to my UC Browser, choose UC Cricket and then boom! All my updates, ball to ball updates in real time… what else does a guy need?

So now I can listen to all of my boss’s bantering and side by side just have a sneak peek into my phone to see if my favorite batsman is wreaking havoc on the field.

I can now go on a date and give time to both… my beloved and also to my love for cricket.

Parties, gatherings etc whatever be the scene, I can give time to both and keep everyone happy in the process. This is how I can balance both my love for cricket and love for my near and dear ones.

In the end, everyone’s happy!

Here’s a video of the UC Browser with Yuvraj Singh.

Check it out.

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Well, what do i tell you…

It’s not everyday when you get a parcel with an image as such.

https://twitter.com/Lanzomaniac/status/607526639212191744

So i put on my thinking cap and after the unboxing got an image of a man who had a wooden cloth clip stuck on his nose. Almost like that moment when you cover your nose from unbearable smell.

https://twitter.com/Lanzomaniac/status/607530934242394112

And i though to myself, what will the product be? Will it be something that can help us get away from unbearable smell? My thoughts came to a halt as there was a message to help me out.

https://twitter.com/Lanzomaniac/status/607537007019950080

Indeed cloth clips are for clothes and not for our nose. But then i discovered the main agenda of #sniffsniff. It mentioned a product to get us rid of body odor.

Then i started getting ideas but failed to recognize what could the product be. I needed another set of clues.

Little did i know that this was the start of the game. There came another surprise box. Yes, another set of clues!!

https://twitter.com/Lanzomaniac/status/608194467548372992

And what did i find inside?

It was a small cute jute bag which had coffee beans inside. The aroma was just mesmerizing. But what could i make out of this message?

https://twitter.com/Lanzomaniac/status/608216238687293440

Yes, my first guess was that coffee would be the main ingredient. My second guess was that they are using the idea of coffee being so strong that it fights bad odor. So, the product would have a certain ingredient which would combat bad body odor.

Now that i got two sets of clues all that remained was the final unveiling.

But wait, there was a final hint. Yes, i was surprised. Yet again i would have a chance to guess what can the product be.

This game was getting interesting by the day and i was happy to be a part of this mini adventure at home.

Anyways, here was the first of the last set of clues.

https://twitter.com/Lanzomaniac/status/609375212304347138

Yeah, a face mask. Ouch, how much of an insult would it be if your near and dear ones would have to use this when you come around.

So i could make out that this is a serious issue and we need to get rid of it right away.

Also there was the last hint which kind of made it clear to me what i could expect from the #sniffsniff team.

https://twitter.com/Lanzomaniac/status/609388403881218048

And finally after so many clues and creating so much buzz, the #sniffsniff team finally launched this;

https://twitter.com/Lanzomaniac/status/610063063732092930

Yes, the product everyone was looking at was the newly launched “Nivea Men Body Deodrizer”

IMG_9602

This #sniffsniff experience gave me lots of happiness and understanding.

Yes, body odor is a serious issue.

Yes, it needs to be solved in the early stages.

Yes, it affects the way people perceive you.

So it’s an appeal to everyone that we #BanBodyOdour.

 

 

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Retirement Planning.
Those 2 glorious words can bring a wide smile on any youngster’s face.
Not for the right reasons obviously.
Majority below the age of 25 do not look at retirement planning in a serious way. 
 
Then comes a ,
v  fully fledged job,
v  marriage,
v  kids,
v  Mortgage,
v  Own House
v  And then by the time we cross 35-40, planning for retirement seems to have been a long lost option.
Why should we wait so long?
It’s a simple funda. You know that 1 rupee a few years back was worth more than what it’s worth today. That’s the same with savings and expenses.

You spend over 20,ooo a month now.
Post 20 years, that same 20,000 will become 3,00,000.
Yes.
That is a huge possibility.
Then what?
Your needs and wants will never diminish.
I mean, why should they?

All you need to do is save a little each month, plan your investments so that post 20 years, spending and being happy will never be an issue.

Otherwise the negative thoughts will come flooding in.
Just imagine, to spend 3,00,00 how much will you have to earn.
Would you expect yourself to earn at the age of 60?
I mean, i imagine myself on a beach house with no worries whatsoever.

The fact i did not give much thought on retirement planning baffled me to the hilt when i met few personnel from Reliance Capital Asset Management team last week with a few bloggers.
The event was led by Mr. Sundeep Sikka – CEO, Mr. Himanshu Vyapak – Deputy CEO Mr. Ajay Jethi – CMO and Mr. Sharad Goel – CCO.
They explained to us the importance of retirement planning in the easiest language possible.
They started the talk with a brief about “Reliance Retirement Fund” which according to them is a #LambiInningsKiTaiyari.
So the “Reliance retirement fund” involves of 2 phases i.e. 

Accumulation – The phase when you build retirement assets and
Distribution – The phase when you use retirement assets.

It has a lot of benefits too. Here are some of the features.


They have two schemes i.e. the wealth creation scheme and the income generation scheme. As per your needs and risk taking capability you can decide how much to invest in order to have a solid laid back future.

You can switch between these two schemes as and when you wish.

The exit load is 1% on redemption before the age of 60. (where the lock in period would be of 5 years in the start of the scheme)

There is also a SWP (Systematic withdrawal plan) where you can decide what needs to be withdrawn every month post you crossing the age of 60.
Just imagine, you could get a fixed sum every month which would be enough for your needs. That would be great, right?

There are tax benefits too.


Conclusion:

I have been investing in the market. Savings have been less due to my never ending needs but yes, i did give it a thought about retirement planning earlier.
Post this event, my planning horizons have broadened. Now i know what i would need to save in order to have my dream beach house alongside a tension free life.
If i start now, 3o years down the line, everything will be alright.

My suggestion to anyone below the age of 30 is that if you can even save 3000 rupees a month (1000 for youngsters) and invest, the difference it will make every 10 years will benefit you the most.

So don’t wait till you have kids and a mortgage.
Start today. Start now.

Image credit – BlogAdda.com

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